What is Life Insurance?
Life insurance is a contract with an insurance company that promises a fixed amount of money for your beneficiaries and/or estate upon your death. There are many factors to consider when choosing a policy...age, sex, health condition, smoking status and the amount of premium you can afford.
These are the types of details we will discuss so that the right policy can be selected by you.
Why You Need It
Life insurance will give you the peace of mind that comes from knowing that if something should happen to you, your loved ones won't be left with a legacy of debt, final taxes or other money worries. Certain life events might cause you to re-evaluate your financial goals and consider the protection life insurance can provide. Milestones include getting married, buying a home, having children or planning for your retirement. With an appropriate plan, life insurance can help you meet your goals in life and protect your family when you no longer can.
Certain business situations call for life insurance. If you are an entrepreneur or just starting a business you will need to protect your enterprise and any partners. A uniquely tailored insurance solution can also provide the money necessary to enable your fellow shareholders or partners to buy you out when you are ready to retire.
To learn more simply fill out this form or call us at 416-364-2929 or 1-866-566-2001.
"In my position I deal with thousands of professionals and corporations annually and in the main virtually everyone is wonderful but I must tell you that there are only a few very special individuals-what I call the "good guys" in life - the real deal. I can honestly tell you from the heart that Mark Halpern is one of them and we are proud to recommend Mark to our clients, have him as a client but most important, to call him a friend."
John Danson
Cleveland Clinic Canada
"My busy practice and family life leaves precious little time to deal with our insurance matters; and it's not my area of expertise. Mark Halpern created a program that's protecting me and my family. He really cares. You will be working with the best."
Dr. Edward (Ted) English M.D. B.A. F.R.C.S.C.
Chief of Orthopedic Surgery
Medical Director of Orthopedic and Rehabilitation Medicine
The Scarborough Hospital
"I became aware of critical illness insurance this year and over the last number of months have investigated it for me and my family. I met with several agents. I had heard Mark's advertising on 680News and The Fan 590 and arranged a meeting in my office. I was very impressed with Mark and his knowledge of the policies that are available in the marketplace. Mark took the time to 'crash test' my life and provide me with some important recommendations that I was unaware of. He got my business. I have since referred Mark to the partners in my firm and recommend him highly to all busy professionals. "
Brett J. Tkatch
Partner
Blaney McMurtry LLP
"My legal practice is restricted to insurance matters, and Mark Halpern is my personal insurance expert. When someone asks me where to go to get CI or life insurance, I only provide them with one name: Mark Halpern."
Jill E. McCutcheon
Partner
Borden Ladner Gervais LLP