You’ve probably heard of Best Doctors® - widely known for medical advisory services and second opinions. Best Doctors® has been available for individuals and as an add-on for group benefit plans.
Founded by Harvard Medical School physicians in 1989, Best Doctors® operates globally from its base in Boston, affiliated with Centers of Excellence around the world. With the help of more than 53,000 medical experts, they help patients navigate the healthcare system ensuring the right decisions and the right care.
My initial opinion of their services was lukewarm: “Brilliant idea, amazing affiliations, people truly need help navigating the healthcare system. BUT…with no money accompanying their advice, the best they can do is confirm or make a diagnosis and suggest a treatment plan. Too bad, so sad: you are sick, here’s how/where to get fixed, now go find the money.”
In the absence of a financial (insurance) component, unfunded advice doesn’t go very far when sick people need expensive medical treatments.
Best Doctors® upped their game in Canada with the introduction of Best Doctors® Insurance Global Medical Care™ (GMC), a unique and comprehensive insurance product that combines expert medical advice AND money!
Coverage ranges from $500,000 to $5,000,000 with several deductible options available.
There’s no waiting period and no requirement for a doctor’s referral.
Underwritten by Lloyds of London, it provides up to $5 million of lifetime funding for the finest medical care ANYWHERE in the world, including private clinics in Canada.
Medical conditions covered range from hip and knee replacement to heart surgery and cancer treatments. Elective surgeries are covered too.
GMC provides access and pays directly for the tests, procedures, scans, specialists, medications and surgeries not available in Canada. It is not a reimbursement policy.
A healthcare ‘concierge’ schedules doctors’ appointments, arranges travel and lodging and makes life easier.
Premiums can be paid with a credit card (attention: points collectors) and you can use your Health spending account (HSA) to deduct the premium cost from income instead of paying with after-tax dollars.
This is a great product and a perfect complement to Critical Illness Insurance (CI).
CI pays you up to $2 million if you get sick and this Best Doctors® Insurance Global Medical Care™ product pays up to $5 million (lifetime) for medical treatments and helps patients navigate the system – a powerful combination indeed.
In my opinion this is the best insurance product to come along in years…and its available now for groups with a minimum of 5 lives, including employee spouses and dependent children.
No medical evidence is required for groups of 5 or more employees.
Please be in touch to get information about Best Doctors® Insurance Global Medical Care™ or for help with your estate planning and life insurance needs.
Call us toll-free at 1-866-566-2001 or send an email to info@illnessPROTECTION.com
To learn more simply fill out this form or call us at 416-364-2929 or 1-866-566-2001.
"Mark's knowledge about the various Critical Illness insurance products in the marketplace was exceptional. What most impressed me was that he was much more than Critical Illness insurance. His overall approach and recommendations were very diverse and I have since referred him to our accountant to assist with tax and estate planning strategies. I also appreciated Mark's cautious approach with the underwriting of my application... this ensured that I got the right amount of coverage that I wanted and needed."
Dr. Sammy J. Sliwin M.D., FRCSC
Forest Hill Institute of Aesthetic Plastic Surgery
"I met with Mark after hearing his radio ads. We met in his office and I found him to be extremely professional. I really appreciated his orientation and process. It wasn't only about insurance, albeit, this was a very important reason for our meeting. He was genuinely interested in finding out about me and my family and our aspirations and goals to determine what was best for us. Mark was very flexible with my busy travel schedule. He followed through even as I experienced a significant move and corporate change. Mark will be a big asset to any senior executive who doesn't have the time or urgency to look after important family matters. I recommend him highly."
Riaz A. Bandali, MBA, BSc
President and General Manager
Global Early Clinical Research
Quebec
"Mark has been our Insurance and Financial Advisor for fifteen years. We trust him implicitly to always find us the best solutions to meet our changing needs. What is truly amazing is that even after all this time, Mark still maintains the same incredible, personalized service he provided from the outset. Mark, you're the best in the business!"
Lee Rand
President
Rand Research Corporation
"In my dealings with Mark Halpern over the last 12 years, I have found him to be exceptionally ethical, reliable and client-centered. He has expert knowledge and experience in the insurance industry and his passion for this field clearly shows. I have no hesitation in recommending him to anyone who needs a caring and professional advisor. "
Daniel Sacke B.COMM CFP CSA
Vice President
BMO Nesbitt Burns Inc.
www.thesackegroup.com