You’ve probably heard of Best Doctors® - widely known for medical advisory services and second opinions. Best Doctors® has been available for individuals and as an add-on for group benefit plans.
Founded by Harvard Medical School physicians in 1989, Best Doctors® operates globally from its base in Boston, affiliated with Centers of Excellence around the world. With the help of more than 53,000 medical experts, they help patients navigate the healthcare system ensuring the right decisions and the right care.
My initial opinion of their services was lukewarm: “Brilliant idea, amazing affiliations, people truly need help navigating the healthcare system. BUT…with no money accompanying their advice, the best they can do is confirm or make a diagnosis and suggest a treatment plan. Too bad, so sad: you are sick, here’s how/where to get fixed, now go find the money.”
In the absence of a financial (insurance) component, unfunded advice doesn’t go very far when sick people need expensive medical treatments.
Best Doctors® upped their game in Canada with the introduction of Best Doctors® Insurance Global Medical Care™ (GMC), a unique and comprehensive insurance product that combines expert medical advice AND money!
Coverage ranges from $500,000 to $5,000,000 with several deductible options available.
There’s no waiting period and no requirement for a doctor’s referral.
Underwritten by Lloyds of London, it provides up to $5 million of lifetime funding for the finest medical care ANYWHERE in the world, including private clinics in Canada.
Medical conditions covered range from hip and knee replacement to heart surgery and cancer treatments. Elective surgeries are covered too.
GMC provides access and pays directly for the tests, procedures, scans, specialists, medications and surgeries not available in Canada. It is not a reimbursement policy.
A healthcare ‘concierge’ schedules doctors’ appointments, arranges travel and lodging and makes life easier.
Premiums can be paid with a credit card (attention: points collectors) and you can use your Health spending account (HSA) to deduct the premium cost from income instead of paying with after-tax dollars.
This is a great product and a perfect complement to Critical Illness Insurance (CI).
CI pays you up to $2 million if you get sick and this Best Doctors® Insurance Global Medical Care™ product pays up to $5 million (lifetime) for medical treatments and helps patients navigate the system – a powerful combination indeed.
In my opinion this is the best insurance product to come along in years…and its available now for groups with a minimum of 5 lives, including employee spouses and dependent children.
No medical evidence is required for groups of 5 or more employees.
Please be in touch to get information about Best Doctors® Insurance Global Medical Care™ or for help with your estate planning and life insurance needs.
Call us toll-free at 1-866-566-2001 or send an email to info@illnessPROTECTION.com
To learn more simply fill out this form or call us at 416-364-2929 or 1-866-566-2001.
"In my position I deal with thousands of professionals and corporations annually and in the main virtually everyone is wonderful but I must tell you that there are only a few very special individuals-what I call the "good guys" in life - the real deal. I can honestly tell you from the heart that Mark Halpern is one of them and we are proud to recommend Mark to our clients, have him as a client but most important, to call him a friend."
John Danson
Cleveland Clinic Canada
"If I get sick and can't work, who will support my family? I spoke to Mark about this issue and he recommended critical illness insurance. It's a great investment that brings me peace of mind, knowing that my family and I will be taken care of. It's nice to know that someone's looking after me. Thank you Mark! "
Daniel Rostenne
Director
IronPoint Technologies
"I heard Mark interviewed on Money Talks radio with Jerry White and was intrigued by the critical illness insurance he specializes in. We set up an appointment in his office and I approached our meeting as a skeptical accountant who doesn't like to be sold insurance. Mark surprised me. He was very thorough and covered all the bases. He looked at my total picture and didn't isolate any parts. He put together a plan for me based on our discussions that would take care of me in my life and he followed up again on each item at subsequent meetings. I purchased a critical illness insurance policy and health benefits and will consider long term care insurance and life insurance with Mark in the New Year. Mark has many strengths. The one that impressed me the most was his ability to recognize my lifestyle as a single woman with no dependants. He designed the right plan to fit. I highly recommend Mark to anyone who requires a truly caring, sincere and professional advisor."
Ms Susan Jackson
Chartered Accountant
"After hearing those radio ads countless times, I FINALLY pulled my car over to write down the phone number and call Mark. His radio message was very clear to me. As a business owner, I did not want to put unnecessary financial strain on my family if I got sick or worse. We had a great first meeting that was very informative for me and my wife. It was a very comfortable experience and Mark enlightened us with all the things that needed doing to properly take care of our family. He helped us put all the right programs together without any pressure and we are very appreciative. We now feel reassured knowing that things have been taken care of properly and look forward to working with Mark for many years to come."
Tony Silvestri
Transportation Executive
Lisa Silvestri
Bank Branch Manager