Receive up to $10,000 per month if you require long-term care services in your home or in a long-term care facility and all your premiums back if you never make a claim.
There is a 50% probability that you will need long term care in your lifetime.
The baby-boom generation is nearing retirement age and by 2010 nearly 25% of Canadians will be over age 65.
The demand for care facilities and home care will be huge and the cost burden to support family members will continue to rise.
Your benefit is payable for life. This benefit is triggered if you experience a cognitive impairment, or the inability to perform at least two of the functions of daily living; such as bathing, dressing, eating, transferring, toileting, or continence. Benefits can be used to pay for facility care, home care, or both and can also pay for adult day care, durable medical equipment, hospice care, or respite care.
More importantly, long term care insurance preserves the dignity, independence and financial well being of your family.
Long term care insurance will protect you and your assets so there's something left for your family.
Our group plan experts currently help more than 1,500 companies across Canada, managing combined premiums in excess of $250 million.
The sheer volume of our group business will save money for your company immediately without changing your current benefits provider. We can help your company too - please contact us today for your no-obligation consultation.
To learn more simply fill out this form or call us at 416-364-2929 or 1-866-566-2001.
"When it comes to insurance, Mark Halpern is my 'go-to-guy'. I recommend him highly to any busy person without the time, expertise, or inclination to handle complicated insurance matters for their family or business."
Brian J. Singer, BA MBA
Investment Advisor
Raymond James Ltd.
"In my dealings with Mark Halpern over the last 12 years, I have found him to be exceptionally ethical, reliable and client-centered. He has expert knowledge and experience in the insurance industry and his passion for this field clearly shows. I have no hesitation in recommending him to anyone who needs a caring and professional advisor. "
Daniel Sacke B.COMM CFP CSA
Vice President
BMO Nesbitt Burns Inc.
www.thesackegroup.com
"We are both busy lawyers with two children and a large extended family. It was difficult to dedicate the time to ensure that we had the appropriate coverage with the best products for us and our family. Once we found the time, Mark made the rest very easy. He spent a significant amount of time reviewing our situation and recommending the appropriate options for us. We found him to be both practical and personable and we would highly recommend Mark to all professionals, particularly with young families. It will be time well spent."
Lou Natale
Lawyer, Fogler Rubinoff LLP
Deanna Natale
Counsel, Total Credit Recovery
"Until recently I had no personal insurance whatsoever, and no idea on how to get the right coverage. Before I met Mark, I didn't even know what I didn't know. Mark sat me down and took the time to put together a customized plan that protects me and my family. He suggested some estate planning and tax advantaged strategies and then introduced me to the financial, legal, and tax experts who have all proven to be some of the smartest people in their respective fields. I look forward to doing a lot of business with Mark for years to come."
Tyler Lang
Vice President
HDL Capital Corporation