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 ELITE U.S. Healthcare™ provides access to information, funding and timely treatment at the top medical Centers of Excellence in the U.S. (e.g. Cleveland Clinic, Mayo Clinic, Johns Hopkins, Sloan-Kettering, etc.). This cost effective solution eliminates wait times and pays treatment and travel costs. We developed this unique protection product in collaboration with Cleveland Clinic Canada. This important insurance covers you for any illness or injury with a wait time for treatment in Canada, subject to the terms and conditions of the policy. It makes lifetime direct payments of up to US$5 million for all medical costs and business class travel from diagnosis through treatment and recovery. The elimination of wait times for medical treatment will reduce the emotional distress suffered by patients and their family members. Corporations can now minimize financial risks arising from executive downtime. ELITE U.S. Healthcare™ has a lifetime limit of US $5 million and can be used for multiple occurrences. ELITE U.S. Healthcare™ includes a rapid 2nd Opinion, no-wait access to treatment, and a personal case coordinator to navigate clients through diagnosis, treatment and recovery. ELITE U.S. Healthcare™ pays all medical expenses and business class travel for the insured and a traveling companion. There is NO waiting period, coverage begins immediately upon acceptance. ELITE U.S. Healthcare™ is cost effective - premium is CDN$1,252 annually for a 40 year old male non smoker and CDN$2,098 for a 50 year old male non smoker, both assuming a US$10,000 deductible. ELITE U.S. Healthcare™ has deductible options of US $5,000 or $10,000 per occurrence. Coverage is available to age 75 and for infants as young as 60 days. It is designed to protect you and your family. This is an intelligent solution for individuals, executives and executive group plans. If set up properly, premiums are deductible by the company, a non-taxable benefit to plan members, and all benefits are received tax-free. This unique plan is underwritten by Royal & Sun Alliance Insurance Company of Canada, one of the world´s leading insurance groups, and administered by Global Excel Management Inc. ELITE U.S. Healthcare™ launched nationally in March 2009 and will be available from insurance advisors, wealth managers, financial planners, benefit consultants and financial institutions. Hear our radio ads Product at a Glance Product Summary Concierge Services Rate Schedule Application Income Tax Considerations Case Studies Waiting Your Turn: Hospital Waiting Lists in Canada Fraser Institute 2009 Report, 19th edition. Medical Technology in Canada Fraser Institute, August 2008. For Advisors  Download Adobe Acrobat freePlease contact us today for your no-obligation consultation. We look forward to helping you and your family. "I was referred to Mark by a lawyer colleague who is familiar with insurance company litigation. She deals with insurance matters and advised us that if we were considering critical illness insurance, ... " Read more Alan G. Lawyer "Being in the financial services business myself, I can truly appreciate the quality of Mark Halpern's professionalism. His caring advice and thoughtful insights have always exceeded my expectations. H... " Read more Steve Placey Branch Manager, Agency 777 C.S.T. Consultants Inc. "It's been a pleasure dealing with Mark on insurance matters for me and my family. His approach is refreshing; he took his time to understand our needs and then made the right suggestions. Mark is defi... " Read more Gord Stellick National TV and Radio Personality, SportsNet and Fan590 
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