What is Life Insurance?
Life insurance is a contract with an insurance company that promises a fixed amount of money for your beneficiaries and/or estate upon your death. There are many factors to consider when choosing a policy...age, sex, health condition, smoking status and the amount of premium you can afford.
These are the types of details we will discuss so that the right policy can be selected by you.
Why You Need It
Life insurance will give you the peace of mind that comes from knowing that if something should happen to you, your loved ones won't be left with a legacy of debt, final taxes or other money worries. Certain life events might cause you to re-evaluate your financial goals and consider the protection life insurance can provide. Milestones include getting married, buying a home, having children or planning for your retirement. With an appropriate plan, life insurance can help you meet your goals in life and protect your family when you no longer can.
Certain business situations call for life insurance. If you are an entrepreneur or just starting a business you will need to protect your enterprise and any partners. A uniquely tailored insurance solution can also provide the money necessary to enable your fellow shareholders or partners to buy you out when you are ready to retire.
To learn more simply fill out this form or call us at 416-364-2929 or 1-866-566-2001.
"I am always delighted when I can recommend Mark to clients and friends. His integrity and deeply held values for serving means he goes beyond meeting client expectations. Mark takes the time to discover what his clients really need to be protected and meet the future feeling resourceful and confident."
Wauneen McMonagle
Innergize Training Coaching Consulting
"Mark Halpern guided me through the confusing maze of insurance and financial products with artful expertise. His innovative ideas and attention to detail are impressive. He's also a good guy. If you work together, you will soon be recommending him yourself. "
Eric Carmona
Partner, Stikeman Elliott LLP
"My legal practice is restricted to insurance matters, and Mark Halpern is my personal insurance expert. When someone asks me where to go to get CI or life insurance, I only provide them with one name: Mark Halpern."
Jill E. McCutcheon
Partner
Borden Ladner Gervais LLP
"For several years Mark has provided professional advice of the highest quality to me and my extended family on a number of insurance, estate planning and tax planning matters."
Richard E. Austin. LLB, MBA