illnessPROTECTION.com™ - Canada's Leading Life Insurance Advisors
"deduct medical expenses not covered
by traditional plans, like orthodontics,
fertility treatments, cosmetic surgery,
hair replacement, Viagra and more"
 Mark Halpern,CFP
Top Advisor in Canada

Health Spending Account (HSA)

A Health Spending Account adds significant value to any benefits plan. The primary benefit is that it provides for payment of eligible health-related expenses with pre-tax dollars.

It covers a much wider range of benefits than are covered under your base benefit plan.

Your HSA can pay for ELITE U.S. Healthcare™, medical prostheses, your share of medical and dental premiums, co-insurance amounts, deductibles, and any other eligible medical expenses that may not be fully covered under your base benefit plan.

Your HSA will also provide the ability to cover dependants that may not be covered under your base benefit plan.

Please contact us today for your no-obligation consultation. We look forward to helping you and your family.


illnessPROTECTION.com™ - Canada's Leading Life Insurance Advisors

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"Arranging my insurance needs with Mark Halpern was like dealing with a trusted friend instead of an insurance agent. Mark patiently sat with me on numerous occasions to explain the various options ava... " Read more
Mark Greenstein
Lawyer
Krol & Krol
"I called Mark after hearing his radio advertisements on 680 News. What struck me about these ads were they had a very clear message and were direct and to the point. Over the past few years, I had enc... " Read more
Govind Menon
Portfolio Manager
Ontario Teachers' Pension Plan
"Mark - Thanks for protecting my family and helping me get peace of mind. Your caring advice, vast product knowledge and outstanding professionalism are unmatched.... " Read more
James Nahon, CFA
Director of Finance
Major Real Estate Developer