FOR INDIVIDUALS

Protect your family and insure their well being

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Critical Illness Insurance

You get paid no matter what happens: A big cheque if you get sick, and all your premiums back if you stay healthy.

Long Term Care Insurance

Receive up to $10,000 per month if you require long-term care services in your home or in a long-term care facility and all your premiums back if you never make a claim.

Long Term Disability Insurance

Disability insurance provides financial protection when an accident or illness causes you to be disabled and unable to work or earn an income.

Best Doctors®

You’ve probably heard of Best Doctors® - widely known for medical advisory services and second opinions.

Best Doctors® has been available to individuals and as an add-on for group benefit plans for several years.


Health Spending Account (HSA)

A Health Spending Account adds significant value to any benefits plan. The primary benefit is that it provides for payment of eligible health-related expenses with pre-tax dollars.

Life Insurance

Life insurance is a contract with an insurance company that promises a fixed amount of money for your beneficiaries and/or estate upon your death. There are many factors to consider when choosing a policy... age, sex, health condition, smoking status and the amount of premium you can afford.

Term Insurance

If you need basic insurance coverage for a specific period of time, term insurance is a good place to start. It is a cost-effective and simple plan, with some flexibility to adapt to your long-term goals.

Mortgage Insurance

Mortgage insurance is used to secure the loan by making funds available to pay the balance of the mortgage in the event of death.

RRIF Insurance

Life insurance can pay the final tax bill on your registered assets, allowing you to pass the full value of your RRSPs and RRIFs to your heirs.

Key Person Insurance

When a partner in a business dies, the disposition of his or her business interest often creates many problems for heirs and the remaining partners. There are many important issues that have to be dealt with.

Partnership Buy / Sell Funding

With no money to lay out and with very minimal risk, Life Insurance is the most effective and cost-efficient strategy to help partners plan for the future.

Charitable Planned Giving

Life insurance provides an affordable way to make a significant gift to your favourite charities.

Health Plans

Protect yourself and your family against the ongoing and unexpected costs of healthcare and dental care.We have flexible options to meet your unique needs.

WEALTHinsurance.com®

WEALTHinsurance developed from 25 years of experience at illnessPROTECTION.com.

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Learn More

To learn more simply fill out this form or call us at 416-364-2929 or 1-866-566-2001.

What Our Clients say

"On behalf of myself, my brother, and our families - thank you for your assistance, sage advice, and care in helping us arrange life insurance, and assisting us with tax/ estate planning. As fellow business owners and fathers, your understanding of the various complexities involved were invaluable. You always left us with the feeling that while you are happy to make a sale, you actually also care. If you ever need us to speak with potential clients about the service and professionalism you provide, we would be happy and honored to do so. Wishing you much continued success in your core business and new product lines."
Sincerely,
Ben and Dan Berkovits
Co-CEO's
The Home Improvement People Inc.
www.homeimprovementpeople.com

"If I get sick and can't work, who will support my family? I spoke to Mark about this issue and he recommended critical illness insurance. It's a great investment that brings me peace of mind, knowing that my family and I will be taken care of. It's nice to know that someone's looking after me. Thank you Mark! "
Daniel Rostenne
Director
IronPoint Technologies

"After hearing those radio ads countless times, I FINALLY pulled my car over to write down the phone number and call Mark. His radio message was very clear to me. As a business owner, I did not want to put unnecessary financial strain on my family if I got sick or worse. We had a great first meeting that was very informative for me and my wife. It was a very comfortable experience and Mark enlightened us with all the things that needed doing to properly take care of our family. He helped us put all the right programs together without any pressure and we are very appreciative. We now feel reassured knowing that things have been taken care of properly and look forward to working with Mark for many years to come."
Tony Silvestri
Transportation Executive
Lisa Silvestri
Bank Branch Manager

"Selling residential real estate is a profession that requires me to be a great listener and a keen observer. Those qualities enabled me to become a member of the 100% club for RE/MAX and put me in the top 25% of realtors across the country. Mark Halpern is also a true professional and without a doubt is in the top club of any insurance professionals. He really listens. His sincerity and caring approach always impresses me and I would not ever even entertain the thought of using another insurance advisor for me or my family. Like me, Mark knows how to provide a client with the knowledge and wisdom they need to make an informed and unpressured decision."
Matthew Shulman
Sales Representative
RE/MAX Realtron Realty Inc., Brokerage
www.matthewshulman.com