Critical Illness Insurance

Watch Dr. Marius Barnard describe his work as a pioneering heart surgeon and how he developed critical illness insurance. Watch it here.

An integral part of a comprehensive benefits plan

Everyone knows someone who has suffered a serious illness. As public awareness of critical illness has grown, employers and employees are recognizing the value of adding this insurance to their group benefit programs.

A benefits plan plays a critical role in enhancing employees' well-being and building loyalty. Critical illness insurance is not intended to replace other benefits - it is designed to complement them.

Offering CI as part of a benefits plan can help employees protect themselves and their families if they should face a serious illness. They will be better able to access the medical treatment they need and to focus on their recovery without worrying about the financial burden. Employers benefit from improved employee loyalty and productivity and enhanced recognition as an employer of choice.

Giving employees more

There may be a misconception among employers and employees that additional coverage is not necessary given the benefits they already have. However, not all critical illnesses result in a disability claim, nor do all of the costs associated with a serious illness qualify for health benefits. CI can provide an added level of security to help fill any gaps in an overall financial protection plan.

Critical Illness insurance complements disability, life, and health benefits. If employees should suffer a covered illness, they would be paid a one-time, lump sum benefit following a specified survival period and approval of their claim. The benefit is paid regardless of whether they are able to work or what expenses they have incurred. Employees collect the full amount even if they make a full recovery. And, they can use the money any way they want - to seek other treatment, buy specialized equipment or pay down their mortgage.

If your group plan has more than 50 members, our proprietary program may allow us to implement illnessPROTECTION at no additional cost.

Our group plan experts currently help more than 1,500 companies across Canada, managing combined premiums in excess of $250 million.

The sheer volume of our group business will save money for your company immediately without changing your current benefits provider. We can help your company too - please contact us today for your no-obligation consultation.

Our benefits specialists now manage over 1500 groups across Canada with combined
annual premium of more than $250 Million

Learn More

To learn more simply fill out this form or call us at 416-364-2929 or 1-866-566-2001.

What Our Clients say

"I called Mark after hearing him many times on the radio. Operating a growing family business in building restoration and expecting my first child soon got me thinking about how I must take care of myself. Even more so, my father passed away last year and I wanted to make sure that my family and business would survive if I got sick or died. Meeting with Mark was a definite eye opener in terms of my position in life now and in the future. He helped me evaluate all of the potential problems that could come up and provided me with the right solutions that I needed to take care of any unforeseen problems. He organized our group health benefits, mortgage financing and got us started with RESP's. He is now looking after all of our insurance protection programs. The experience was simple and smooth. Working with Mark was a truly educational experience."
Jason Gheda
President
SST Group of Construction Companies Limited

"On the frontline of healthcare, I witness what happens everyday to families struck by serious illness or death. It had been a long time since my own planning was comprehensively reviewed so I called Mark knowing he had a lot of experience dealing with other healthcare professionals. He brought to my attention several areas of weakness and risk and helped choose the appropriate programs to protect me and my family. What struck me most was Mark's caring approach and professionalism. I have already started referring him to my colleagues."
Dr. Richard A. Seeley
Chief of Staff, St. Peter's Hospital
Hamilton, ON

"You just never know... I remember thinking about critical illness insurance... do I need it, how much is reasonable, what's the cost, and so on. I considered not getting it, as getting sick was such a remote possibility. So I met with Mark and despite those doubts I finally bought a policy, and just over two years later I was diagnosed with prostate cancer. No one plans on getting sick, life just happens. Thanks Mark, for all your advice and guidance throughout the entire process. I encourage every reader to do the same right now while you are healthy."
B.A.
Business Owner, Healthcare Consultant